• R&H Surveyors News

  • Telephone number:
    07923 571511
    01843 836460

    E-mail:- 
    randhsurveyorsltd@gmail.com

     

     

    Valuations

    As Chartered Valuation Surveyors we are able to offer a range of valuations for many different purposes including:

    Rental Valuations – We offer a service to Residential Landlords whereby we independently assess the current market rental of their property, rather than using a letting agent. A tenant is more likely to accept a rent that has been independently assessed

    Lease Enfranchisement/Extension – Whether you are seeking a lease extension or whether you are considering acquiring the Freehold, we can asses the premium to be paid for a lease extension or collective enfranchisement.

    Right to Buy – Council and Housing Association tenants are able to exercise their Right to Buy their home, subject to certain qualifying criteria. The Council or Housing Association will appoint their valuer to value the property and will send you their offer letter based upon the valuation. Our independent Right to Buy valuations will allow you to check whether the Council or Housing Associations valuation is fair and accurate and it may allow you to challenge their figures. It can also be submitted as evidence for the District Valuer to consider, should you wish to use your right of appeal to the Valuation Office Agency.

    Inheritance Tax Planning/Probate – If you are planning for Inheritance Tax (IHT) purposes, or when valuing the estate for IHT purposes, the estates representative will need to include the value of any property, or shares in property, owned by the deceased. Our valuations are fully compliant with the RICS Red Book and will be based upon Section 160 of the Inheritance Tax Act 1984. It is also important to establish the value of the property on transfer to any beneficiaries so that an accurate Capital Gains Tax liability can be assessed. A probate valuation is often taken as the base cost for such a calculation later on, if ever the asset is sold.

    Matrimonial – The family courts will accept our valuations for the purposes of matrimonial proceedings. Our reports are compliant with the latest Civil Procedure rules.

    Shared Ownership/Help to Buy – Shared ownership valuations are required where you have bought a home using a shared ownership scheme such as Share to Buy or Help to Buy. If you wish to sell your property or repay part of your loan, then you will need an independent valuation from a RICS Registered Valuer. Our reports are RICS Red Book compliant and will fulfil the requirements of the scheme administrators and/or Housing Association.

    To request more information, please email randhsurveyorsltd@gmail.com

    Residential Survey Specialist

    The cost of the survey can almost always be recovered from the vendor. Renegotiate the sale price based on the survey findings to achieve this.

    Choosing the right surveyor helps highlight serious problems. It also informs you of the specific risks before you commit to buying or selling a property.

    Avoid surveyors that offer agents a commission for work.

    Do I need an independent Survey ?

    Buying a house is one of the largest financial commitments you will make in your lifetime. It therefore makes sense to establish whether the property you are buying has any issues. These issues might affect your decision. They might justify renegotiation of the agreed purchase price. Forewarned is forearmed. It is best to obtain independent, reliable advice before making a legal commitment to purchase. This helps avoid any unexpected surprises later. 

    But I am having a Mortgage Valuation – won’t this do ?

    If you are buying a home with a mortgage, the lender will probably commission a valuation report. Thus, it will confirm whether the property provides acceptable security for the loan.  You may be paying for this but the valuation is intended solely to satisfy the requirements of the lender. The valuation is not a survey. Do not rely on it when deciding to proceed with the purchase. 

    Before exchanging contracts, therefore, you should obtain independent, specialist advice from a Chartered Surveyor 

    So, what are the Options ? 

    We offer two levels of survey for home buyers defined in the RICS Home Survey Standard, broadly summarised below:

    Home Survey – Level One

    An RICS Level 1 Home Survey, previously called a ‘Condition Report’, describes the condition of the property. It identifies any risks and potential legal issues, and highlights urgent defects. Typically the lowest-priced survey, it is aimed at conventional properties and newer homes. It will note defects in the property but will generally not provide advice on how to manage those defects. Choose an RICS Level 1 Home Survey if you’re buying a conventional house, flat, or bungalow.

    Home Survey – Level Two

    Previously called a ‘Home Buyer Report’ or ‘Home Buyers’ Survey’, an RICS Level 2 Home Survey is most suitable for conventional properties that are in reasonable condition and are simple in form and layout (for example, a property that does not have multiple alterations or extensions). The report gives you more detailed information about the property, and ideas about future repairs or maintenance that may be required. Level 2 can be a survey only, or a survey and a valuation:

    1. Level 2 Home Survey (survey only) includes all the features of the Home Survey Level 1 and more extensive roof space and drainage chamber inspection. It includes advice on defects that may affect the property and what maintenance or repairs may be required. Choose an RICS Level 2 Home Survey if you would like more extensive information while buying or selling a conventional house, flat or bungalow, built from common building materials and in reasonable condition.
    2. Level 2 Home Survey (survey and valuation) includes all the features of the RICS Level 2 Home Survey, plus a market valuation and insurance reinstatement figure, to help you avoid under- or over-insurance. Choose this option if you would like all the benefits of an RICS Level 2 Home Survey along with a valuation.

    Whichever survey you choose, a full description of the service will be given in the Terms of Engagement and Scope of Work which your surveyor will provide

    Our surveyor is fully qualified and holds Chartered Membership of the Royal Institution of Chartered Surveyors, which is the highest award available for property surveyors.

    • Chartered Surveyor – MRICS

    Fire Risk Assessments

    We offer a range of Fire Risk Assessments on all building types:

    • Purpose Built Blocks of Flats
    • Converted Flats
    • Houses in Multiple Occupation
    • Shops
    • Offices
    • Industrial
    • Schools
    • Public Houses
    • Restaurants

    Our fire risk assessments follow recognised guidance such as:

    BS 9792 – Fire Risk Assessment – Housing – Code of Practice – Types 1 and 3 assessments offered.

    Publicly Available Specification – PAS 79.

    Our fire risk assessor meets the competency criteria in standards such as BS 8674:2025 and served as a Building Fire Safety Inspector in Kent Fire & Rescue Service, as well as enjoying the following accreditations and professional memberships

    • MRICS – Professional Member of the Royal Institution of Chartered Surveyors
    • MIFireE- Member of the Institution of Fire Engineers

    Competency Courses undertaken by Risk Assessor in satisfaction of BS8674:2025:

    • Fire Safety Competence Module – RICS
    • Fire Safety Toolkit – RICS
    • Principles of Fire Engineering – FRC
    • NEBOSH Fire Safety and Risk Management Certificate
    • Introduction to BS9999 – CABE
    • Introduction to BS9991 – CABE
    • Building Regulations Course – Kent Fire and Rescue Service
    • BSc (Hons) Building Control Engineering